ONE = YOU

You are more than a bottom line to us, more than the numbers on a page. You are an entrepreneur with passion for your business. You have goals, dreams, friends and family that you’ve built your business around. How your business impacts your life is our focus.

PLUS = OUR SERVICES

Our services are strategically customized to your success. We offer one-on-one assessments to understand the full scope of your financial needs. From there we work together to build and implement a personalized plan to help you achieve prosperity and peace of mind.

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A partnership that

SECURES YOUR FINANCIAL FUTURE

ONE STRATEGY AT A TIME

BUSINESS CONSULTING

Strategic Planning
Financial Management
Operational and Process Efficiencies
Technology and Systemization Solutions
Business Architecture Mapping
Business Value Growth Strategies
Succession and Exit Planning
Corporate Finance Structuring

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TAX CONSULTING

Custom Tax Efficiency Planning
Establish Effective Tax Planning Goals
Personal/Corporate Tax Review
Expenditure and Tax Credit Planning
Retirement Planning
Audit Risk Review
Tax Shelter Strategies
Business Structure Optimization

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Rafael Carmona
Hello, my name is Rafael Carmona, EA.

I started One Plus Business and Tax Consulting over twenty-five years ago to offer a different kind of service.

Most accountants do a fine job recording history. They compile your books and records. And at tax time, they put the “right” numbers in the right boxes on the right forms, to meet the right deadlines. But then they call it a day.

That’s not our mission!

We believe your future is more important than your past. Our ultimate goal is to deliver life-changing value to each client. Not just crunch numbers.

We understand your money is not just in your back pocket, it’s closest to your heart.

Your business is your passion, your family’s security, and your fiscal future.

We exist to help you take care of it.

Rafael Carmona, EA

Founder

At One Plus Business and Tax Consulting

we want to see our clients experience...

business woman standing with her staff at conference

Renewed Peace
of Mind

Close up of handshake in the office

Freedom to Enjoy Entrepreneurship

Cheerful senior couple enjoying life

Secure Financial Future

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We are not your typical number-crunching accounting firm.

We are dedicated to understanding your specific needs because we know that your business concerns are unique to you. We work to build a relationship with you; to build trust first!

We meet you where you are, create a plan for your current demands, and work to build you a brighter future.

Professional Executive business team brainstorming on meeting to

+ We empower you to achieve your dreams.

+ We educate you in a language you understand
   (we save the CPA jargon for all those lively CPA membership club meetings)

+ We highlight areas in which you are strong and help you build on them.

+ We help you with proactive cash-flow improvement plans.

+ We help you set goals for your business and help hold you accountable to achieve them.

+ We design and help you implement innovative, customized tax strategies that put more money in your pocket while minimizing your audit risk.

+ We help you protect everything you’ve worked so hard to obtain.

+ And we help you plan for the future.

From here to retirement - protected!

Rafael Carmona, EA

Staff calculating restaurant bill
What could you accomplish if you had more time?

SMALL BUSINESS DAY-TO-DAY SOLUTIONS

Enjoy higher profits, greater wealth, and more time to devote to growing your business.

We offer practical, cost-effective solutions that alleviate the burden of your small business accounting tasks.

As a small business owner, hiring an in-house accountant is not always feasible or practical. It takes time, dedication, and discipline that many entrepreneurs don’t have to give. They struggle to keep up with the day-to-day fiscal functions needed to keep their small business running well.

Outsourcing your small business bookkeeping, accounting, and payroll needs to us, offers you freedom to spend your time focused on making more money.

WORRY LESS – DO WHAT YOU DO BEST!

An owner’s financial stress messes up the business.

Rafael Carmona, EA

ORGANIZATIONAL SERVICES

Business Expense Analysis
Accounting System Review
Chart of Accounts Analysis
Accounting System Clean Up
Review Status of Corporate Books
Entity Selection/Corporate Structure

TAX CONSULTING

Review of Financial Management Tools
Managing Debt/Leverage
Support Acquisition of Financing
Review Succession/Exit Planning Strategies
Balance Sheet Analysis and Strategies
Strategies for Growing Business Value
Monetizing Your Business
Working Capital Needs Analysis
Cash Flow Planning and Forecasting
Profitability Analysis
Rent vs Buy Analysis

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WE HELP YOU MAKE BETTER DECISIONS

As a business owner, in order to make good decisions you need precise, reliable information.

We review your financial statements and chart of accounts to ensure that they accurately reflect actual performance.  We also analyze all business expenses to find opportunities to increase profitability and cash flow.

WE HELP YOU BUDGET BETTER

Being able to budget and forecast cash flow is vital for business owners to ensure that their business goals are being supported by their activities. We’ll meet with you on a regular basis to analyze business performance and adjust where needed. The goal is to build value in your company and eventually move your most important asset to your personal balance sheet.

When you have to work for money, you don’t have choices. When you no longer have to work for money - you do your best work!

Rafael Carmona, EA

Working business man, team of broker or traders talking about fo
Are you taking proactive measures now to save taxes later?

PROACTIVE MONEY MANAGEMENT SOLUTIONS

As a business owner, you rely on information. Information on investments, products, markets, and customers.

You need information to make money. And information to keep money.

You rely on your accountant for some of your most important information. At tax time, your books tell your accountant how much tax you owe. You scramble for more receipts and more deductions. But by tax time, it’s usually too late to do anything more.

Is that all you really want?

We go beyond, to give you proactive advice and strategies to help you earn more and keep more.

We don’t simply handle your tax-year history by recording the numbers you give us … we proactively partner with you, providing the information you need to …

+ Make better business decisions
+ Minimize your tax liabilities
+ Protect your earnings

+ Protect your assets
+ Minimize your risk of audit
+ Grow your business

certified-tax-coach

WE OFFER TAX REDUCTION COACHING FOR ANY SIZED BUSINESS

CPAs and accountants typically engage with their clients at the end of the fiscal year to prepare and file their taxes. They serve reactively.

An Enrolled Agent (EA) is a tax practitioner with a specialized license from the federal government. They are professionals who specialize in taxation only.

Enrolled Agents are required to complete specialized training, undergo an intensive application screening, and pass rigorous testing.  An EA has limitless rights to represent their clients before the Internal Revenue Service.

Approaching their clients’ needs proactively, EAs or Certified Tax Coaches, specialize in finding deductions, credits, loopholes, and strategies to help their clients pay less tax.

REACTIVE ACCOUNTING

After-the-fact planning

Same old solutions, year after year

Rigid, templated approach

“See you next year” service, with limited contacts except at tax time

Outdated information, nasty surprises on April 15, and no feeling of control

Paying too much on tax!

PROACTIVE CONSULTING

+ Ongoing coaching and proactive solutions

+ Creative customized strategies

+ Flexible planning

+ Year-round contact, support, direction, and accountability

+ You enjoy complete certainty that you’re making the right decisions for your business

+ You enjoy total confidence knowing you pay the least amount of tax possible while you work to achieve your dreams!

As your personal “Certified Tax Coach” I give you a proactive plan full of court-tested, IRS-approved strategies for minimizing your taxes. With no invoices for phone calls and emails!

You can profit from personalized solutions for your situation that reduce your tax.

COMPLIANCE SERVICES

Individual Tax Preparation and Filing
Business Tax Preparation
Accounting and Bookkeeping Systemization
Payroll Services
Review of current Payroll Process/Provider
Annual Corporate Filing (State)

TAX PLANNING SERVICES

Capital Needs Analysis
Owner Compensation Strategies
Accountable/Reimbursement Plan
Review of Auto Expense Policy
Fringe Benefit Analysis
Self-Directed Retirement Plans
Independent Contractor Vs. Employee
Hiring Family Members
Passive Income
Rental Property Strategies
Maximize Tax Credits

LET’S GET TOGETHER…AND STRATEGIZE!

(or play golf together)

We’ll help you plan and manage your tax situations rather than reacting when it’s often too late.

I’ve often learned more about my clients’ needs on the golf course than at the conference room table.

Rafael Carmona, EA

COMPLIMENTARY CONSULTATION

Everyone has questions! We want to help answer yours.

Call our office at 602.249.9160 or fill out the conversation starter below.
We’re looking forward to meeting you…

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